Auto Insurance Agency

Reader’s Question:

I would be meeting with an auto insurance adjuster here in Kansas soon, I was wondering if you have any tips on dealing with an adjuster or an auto insurance agency.

Lionel

Lawrence, KS

With all the trauma and stress you already had to deal with, getting involved in that car accident in Kansas, losing time at work, recovering from injuries and all, having to face an auto insurance adjuster, which is more likely a representative of the at-faults party’s auto insurance company, can be quite an intimidating experience. Intimidation is one of the tools that these professionals use to ultimately try and convince you to accept as little settlement amount as possible. So here are a few tips to help you make sure you get the fair amount of settlement that you deserve.

1. Have all your records ready. Medical bills, doctor’s notes etc.. Be as detailed as possible so that the adjuster cannot attribute your injuries to past injuries. This would also be applicable to damages to your vehicle as well as payment for pain & suffering caused to you.

2. Some would want to settle as quickly as possible, this is not something you want to do. Other injuries or damages might come up later on, this might also not give you or your insurance carrier enough time to assess total damages and you can end up losing out on money that you should have gotten.

3. If you still feel that you are not being given a fair settlement amount, consider legal representation. Lawyers can make the adjuster or the insurance agency budge and are experienced in getting the fair amount of settlement you deserve.

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